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Aug 02,  · This account is also connected to my bank account and credit cards. For riskier transactions where I don't need physical delivery (or will accept delivery to my local post-office in cases where I don't trust the seller with my personal details) I use my secondary account, which has a secondary email address of mine, and a fake name and with a.

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Dec 18,  · Annual Fee: None APR: Variable %, % or % (as of 12/18/) The Pros & Cons of a PayPal Credit Card. On the plus side, the PayPal Extras Mastercard comes fully loaded with all the perks you’d expect from a Mastercard: an extended warranty program, which doubles an original manufacturer’s or store brand warranty for up to one year .