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Speedy Cash was founded by Chad Faulkner, Doug Rippel and Mike McKnight. The three childhood friends from Wichita, KS created the company to meet the growing consumer need for convenient, easily-accessible financial and loan services in a . California: Speedy Cash is licensed by the California Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements. Speedy Cash Payday Loans offers payday loans with loan fees ranging from $ to $ These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from % to %.