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The easiest way to get a charge off of your credit card statement is to talk to the merchant directly. Speak to a sales clerk or store manager and provide them. key takeaways · The Fair Credit Billing Act protects consumers on credit card purchases, outlining procedures they and card issuers should follow. · In a dispute. If a charge unexpectedly appears on your bill for something you did not authorize, you can also use the billing error procedures discussed below to dispute the.

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If you want to challenge a payment you've made on your credit or debit card, you may be able to get your money back by raising a 'Visa dispute'. There are a few ways to dispute a charge on your credit card. First is with the merchant. Read on for more info. Write a letter. Write a letter to the credit card company explaining why you aren't going to pay. Describe the steps you took to resolve the problem with the.

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In a credit card or debit card account, a dispute is a situation in which a customer questions the validity of a transaction that was registered to the. You have two billing cycles, or 60 days, to dispute a credit card charge. If you choose to send a letter by mail, it must reach the creditor within 60 days of. This sample letter will help you dispute unauthorized transactions on your credit card. The text in [brackets] indicates where you must customize the letter.